OFFICE CLOSURE NOTICE -- United Labor will be closing at NOON on December 24 (Christmas Eve), reopening at 8:30 a.m. Dec. 26; and closing at NOON December 31 (New Year's Eve), reopening at 8:30 a.m. Jan. 2, 2025. HAPPY HOLIDAYS from the Board, Staff at ULCU!
Our Auto Loans are "as good as new" ... United Labor does not differentiate whether we loan to a person based on an auto being New or Used. Our excellent rates are the same for all collateral with a title, based on your individual creditworthiness. Click the link to APPLY NOW!
ULCU Credit Committee, Paul Post Roofers Local 20, Damon Miles Laborers' Local 264, Adam Hansen SMART Local 2, Tim Bell, Chairman - Director, Laborers' District Council, Joey Flickner - IUPAT District Council 3
Early each Wednesday morning, five dedicated volunteers meet at United Labor Credit Union to review loan applications submitted from members hoping to purchase an automobile, pay off debt, make home repairs, buy a recreational vehicle or go on vacation, finance a wedding or college … the list goes on.
The everyday motto for these union leaders at ULCU is, “That’s why we’re here.”
Officially, the National Association of Federally-Insured Credit Unions (NAFCU) Article VIII, states that the credit committee duty is to review and approve all loans. This includes reviewing each application, determining the member’s ability to repay the loan and establishing the appropriate security for the loan, if necessary.
The importance of the credit committee at United Labor is that it’s never a computer making very human decisions regarding your borrowing power. Indeed, that’s why they’re here, and that’s how ULCU approved 91.3 percent of all loan applications that passed across the board room table last year.
Opposite other financial institutions, ULCU is determined to find ways to approve loans, not automatically deny credit based on a single criteria.
The phrase, “that’s why we’re here” doesn’t just apply to ULCU’s credit committee, however. The credit union remains steadfast in its mission to provide sound and secure financial programs and services to all Union members, their families and retires from any craft. More information about the credit committee cn be found by calling (816) 313-2848, or visiting About Us.
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Please be aware that if you have lost your ULCU DEBIT Card, feel it has been stolen or suspect fraudulent activity, the after-hours phone number to call is 800-523-4175. Choose Opt. 1 then Opt. 2.
The ULCU lobby is open for business weekdays only. Please continue to utilize online account access, drive-through or call the credit union at (816) 313-2848. Saturday service is drive-through only.
If you have questions, please call us at (816) 313-2848.
United Labor Credit Union is pleased to be the only financial institution around to exclusively serve the Greater Kansas City Labor Community, Union workers across the country, and the only financial institution endorsed by the Greater Kansas City AFL-CIO. We serve our hard working community with the experience and knowledge of Labor operations, and working men and women everywhere. We're also pleased to celebrate well over 36 years serving card-carrying Union members in Kansas City and far beyond, Union families and Union retirees from any craft. We're here to ensure that the financial future of all Union members is secure, and that each is able to succeed in personal and family financial growth. Click here for a list of Unions served by United Labor Credit Union, or JOIN NOW ...
Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
United Labor is pleased to be the only financial institution to have earned the endorsement of the Greater Kansas City AFL-CIO.
United Labor Credit Union | 10000 E. 66th Terr. | Raytown, MO 64133 Phone: (816) 313-2848 | Fax: (816) 313-2854 | E-mail: tim@UnitedLaborCU.org Mr. Tim Vogler, President/CEO
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