The Power of U

Power Credit 
United Labor Credit Union offers all members of Labor unique and affordable ways to borrow money. At United Labor, we find ways to loan you money, not deny you the opportunity to borrow for what you want and need. There's no credit cruch here!

The President and a special Credit Committee of Labor leader volunteers review your application and move you through the borrowing process quickly (in some cases, instantly). If you are denied credit for any reason, a United Labor Senior Lending Specialist will explain your individual situation confidentially and with compassion. Oftentimes, we are able to help you get through a rough financial patch and repair your credit so you can reapply and save money when you borrow in the future.  

Our Auto Loans are "as good as new" ... United Labor does not differentiate whether we loan to a person based on an auto being New or Used. Our rates are the same for all collateral with a title, based on your individual creditworthiness.  Apply for an Auto Loan now!

Signature Loans
Signature Loans are for anything you would like to borrow for that does not have a title associated with it (unlike an auto). Members borrow for holidays such as Christmas and birthdays, events such as weddings, and daily needs such as school supplies or paying bills.  Apply for a Signature Loan now

Share-Secured Loans
Share-secured loans have a lower interest rate because they are secured by your own deposits. Apply for a Share-Secured Loan now

Power Visa
United Labor Credit Union offers its Power Visa credit card at a 13.7% rate for everyone. The rate has been the same for over 20 years, with no anticipation of an increase in near sight. ULCU Power Visa has NO annual fee, features a 25-day grace period for payment flexibility, up to a $10,000 limit and is managed by your credit union, not some big bank, behind-the-scenes. You can rest assured that your credit card is backed by the financial institution you know and trust: United Labor!

Power Visa is perfect for credit union members as well as for use by Union locals looking for an alternative to high, variable bank interest rates bolstered by hidden fees. Apply for your ULCU Power Visa now

NEW Check out your ULCU Power Platinum Visa account online now!